Car loan question..?

hey im 20 years old right now for the last few months ive been slowlyyn off my credit card but the bad part is it was 400$ over limit ( 600 max ) i have now got it down to 540.. i just got a full time job to completly pay it off, and my car lease is up in aug.. is that enogh time to build my credit back up and get a $20,000 loan for a car and save up about $4,000 in the bank (20%).. or would my rate be crazy... thanks guys

Car loan question..?title loans

Im not sure what your rate will be but we tried doing this and they wouldnt even give us a loan of course we dont have a credit card but we have had people cosign for a loan and we have paid it up and it didnt change anything so good luck with yours and hope your rate isnt too high

Car loan question..? loan

Yes that should be enough timeThe rate on the new car might be a little high because of your age you don%26#039;t have the depth in you credit report. And the depth they do have shows a few bumps int he road. But don%26#039;t worry you will be alright.