How to calculate my investment in general investment account?

i have opened a general investment account recently. i put myr 500 for a period of 3 months. the bank stated that the profit rate for 3 months is 2.74. i%26#039;ll get 70% and the bank will get 30%.

how would i know how much i%26#039;ve made after 3 months?

thanks.

How to calculate my investment in general investment account?credit rating

The online calculator I use will not let me enter anything less than 1 year.

But, in 1 year, a $500 deposit at 2.74% with no additional deposits will only earn $14.

So even if this was for a whole year and you only got to keep 70%, you would end up with $9.80.

You would be better off putting the money in a regular savings account where you get to keep all of the interest.

I have a bad credit rating and I am in dire need of a loan?

I find myself in dispair and in need of a loan to save myself and my small business from complete ruin. I was turned down by my local bank, due to my credit rating and have no where else to turn, are there banks, or private persons willing to give loans to foreign individiuals either in there personal capacity or as a small bussiness

I have a bad credit rating and I am in dire need of a loan?rate my teacher

In other words, you want someone else to give you money you have no intentions of paying back, right?!! Sorry buddy, you%26#039;re on your own!!!

I have a bad credit rating and I am in dire need of a loan? loan

try prosper(dot)com. someone else might be willing to lend you money, but it is a real loan just like from a bank.|||You have already demonstrated that you can%26#039;t make a success out of your business. Why would you think that others are interested in your losing THEIR money too?

That is precisely why you can%26#039;t get a loan from your bank.

Bite the bullet and go to work for someone else.|||Call a lender and tell them you have so so credit and would like to purchase a home. There are lenders out there who will work to improve your credit score to get you approved. I have heard of credit scores improving up to 100 points!|||Credit ratings, personal, or business related, were designed to help lenders determine who is deserving of monies being loaned....if your personal credit is bad, and you NEED money to save your business, you need to re-evaluate your decisions with finances all together. Without a decent credit rating, personal or business, what do you have to offer to banks showing that you%26#039;d be a good payer?

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Thanks

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How do i calculate this? What formula do I use?

You wish to purchase your first home. The bank will only allow a bond repayment, which is no greater than 30% of your net monthly salary. Your gross salary is $8250 per month and you have deductions of 25% per month from your salary.

Q: Calculate net salary (amount after deductions)

A: $6187.5

Q: Maximum bond repayment you can afford?

A: $1856.25

Q: The bank offers a fixed bond rate of 13,5% p.a. compunded monthly, over a 20 year period. Can you afford a flat that costs $150 000?

A: ???

Please show me how to calculate this. Thanks.

How do i calculate this? What formula do I use?construction loans

The payment will be $1810.5.

You can look up bond factors, i placed a link to a bond factor calculator. Using a bond factor makes the calculation easy.

PMT= PV/1000 * bond factor. or for you 150,000/1000*12.07

You could use a financial calculator by entering the data as N=240, I=13.5/12, PV=-150,000, FV=0, and then press calulate then PMT.

How do i calculate this? What formula do I use?

loan

John K is right. You can also find the solution using Excel. a financial calculator is easiest:

N = 20 years x 12 months = 240

PV = 150,000 - the amount of the loan today

i = 13.5% / 12 months = 1.125

FV = 0

You solve for the payment. Therefore the monthly payment is $1,811.06 well within your limit.

Why finance stocks are going down......?????????

i herd that subrime... what is this......bank giving mortgage below prime rate.... why????? is there house price is high....?????????Why less buyer and more seller...????????any affect on bank earning...............

Why finance stocks are going down......?????????loans uk

sub-prime is a term which refers to high-risk debtors, ie people with bad credit, low credit, or low income/high risk.

When the housing market was booming for the past few years, interest rates were low and credit was real cheap. Institutional lenders were getting very lax with who they were lending money to, and they sold many Adujustable Rate Mortgages to subprime debtors.

Well, the introductory fixed rate was all well and good, and the housing market was robust, so prices were rising, and people continued to buy.

But interest rates began to rise and the low introductory fixed rate expired and the interest payments adjusted to reflect higher market rates, subprime debtors found out they couldnt afford to pay the mortgage..so they began selling...

and selling...

and selling....

alot of people bought houses not to live in, but to cash in on the housing boom. and as soon as they started to see a lot of selling, they wanted out, too.

So they began selling,

and selling,

and selling.

So now everyone is defaulting on banks who offered subprime loans. And many of these banks borrow money to offer loans with. So what you have is everyone borrowing money from each other. Now everyone is asking for their money back, but because no one has the money to pay off their loans, there%26#039;s a liquidity crisis.

So basically its all a wicked chain reaction. And that%26#039;s whats causing the stock market to slump.

Why finance stocks are going down......?????????

loan

sub-prime does not mean giving mortgages below the prime rate even thought it certainly sounds that way. What that refers to is mortgages given to people who are not prime candidates for mortgages, ie lousy credit risks.

The reason financial stocks are dropping is because no one know what effect the mortgage fallout will have on these companies. The whole thing could cause a chain reaction with one thing leading to another and a nuclear melt down of the financial community could result. That is the fear and people are dumping any and every stock that is involved in finance.

Depending on whether you are an optomist or a pessamist, it is either a good time to buy financial stocks or a good time to sell them. It appears that currently there are more of the latter in the woods.

Being somewhat of a bargain hunter myself, I have been selectively nibbling on them. Hope I do not regret that.|||Makes no difference whether it%26#039;s finance stocks, high tech stocks, bio tech stocks, the Dow Jones 30 or that secret tip you happen to over-hear at the club, invest with the following advice, the good ones go bad and the bad ones get good. Life works on a sine wave and any and all of those stocks are subject to and succumb to that sine wave. Some stocks may seem hotter that the others but only because %26quot;someone%26quot; in the know may be talking louder than %26quot;someone%26quot; else. Chances are they are minimally involved with the stock or stock sector any way. It%26#039;s not your father%26#039;s stock market anymore. Investing in seasonal stocks are probably the safest.

How do I calculate this bond repayment sum?

You wish to purchase your first home. The bank will only allow a bond repayment, which is no greater than 30% of your net monthly salary. Your gross salary is $8250 per month and you have deductions of 25% per month from your salary.

Q: Calculate net salary (amount after deductions)

A: $6187.5

Q: Maximum bond repayment you can afford?

A: $1856.25

Q: The bank offers a fixed bond rate of 13,5% p.a. compunded monthly, over a 20 year period. Can you afford a flat that costs $150 000?

A: ???

Please show me how to calculate this. Thanks.

How do I calculate this bond repayment sum?yes loans

Required EMI = 150,000/ AF(13.5/12% , 20*12)

where AF is annuity factor, 13.5/12% is the monthly rate and 20*12 is number of months.

where AF (r,n)= annuity factor with rate r and number of periods n

= 1/(1+r) + 1/(1+r)^2 + .... (1/(1+r)^n

= 1/r - 1/(r(1+r)^n)

Alternatively use PMT function on Excel.

So, EMI = $1181

Thus you can afford the loan.

Borrow money from people?

how you can borrow monen from people as a bank or goverment like prime rate how you can offer cd like bank or brokrage company do.

Borrow money from people?education loans

You can lend and borrow money at prosper.com

Borrow money from people? loan

you can borrow money but you have to pay the person back as for trying to be like a bank will i don%26#039;t think it would work...

Question listed below?

Kassie borrowed $1000 from the bank at a 12% interest rate. How much money will kassie have to pay the bank over a six month period of time?

Question listed below?interest only loan

If she pays it all back after 6 months, she will have to pay the $1000 principle plus 12%/2=6% interest, which, on $1000 is $60 for a total of $1060.

Question listed below? loan

1,120.00|||It depends on whether the loan is based on simple interest or compound interest. It also depends on the length of the loan, how often payments are made and whether the payments are the same each time (such as on a mortgage).

But assuming the question means to ask how much interest is due on the loan after six months, assuming nothing has been paid to date:

For simple interest at a 12% annual interest rate, 6% of the balance will be due as interest after a half year. That is $60.

If it is compound interest and the interest is compounding continuously rather than daily or some other period, the interest accumulated is : $1000*(1.12)^(0.5) - $1000 = $58.30

Note: this may seem like a better deal in the short term, but if this interest is not paid off, six months later the interest is due on the unpaid interest as well and an additional $61.70 is due.

Credit cards are based on compound interest, so anytime you pay less than the amount of interest that has been charged in the last payment period, you will have even more additional interest due the next period.